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Responsible Borrowing


Student Loan Management Organizations that can assist:

Federal Student Aid

https://studentaid.ed.gov/sa/repay-loans/default

The U.S. Department of Education's Default Resolution Groupis committed to assisting individuals in default by making debt repayment a simple process.

Inceptia is a nonprofit organization that partners with schools and loan holders to provide free assistance in understanding information, tools and resources available on student loans. We help communicate with current and past students through a team of professional counselors to guide them through the options and resources available on existing student loans.

The Educational Credit Management Corporation (ECMC) is a nonprofit company driven by the mission to help students succeed. Our Solutions suite of services provides campus-wide support, including personalized financial literacy and student loan repayment counseling, default prevention and Loan Tracker – our award winning cohort management and analysis system.

Salt is an education finance support program that helps remove the financial barriers to higher education that is part of American Student Assistance. This nonprofit is a free-to-the-user education finance support program that offers tools and guidance to help students, alumni, and families make proactive, informed decisions about planning for, paying for, and repaying their higher education.

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